Wealth Credit Delivery Portfolio Manager – Medical Specialty Team

About the Opportunity

The Wealth Credit Portfolio Manager is responsible for underwriting loan transactions, including completing all required financial and other due diligence, in order to make recommendations for new business-purpose (i.e. wholesale) credit requests.

The Wealth Credit Portfolio Manager II is responsible for underwriting loan transactions, including structuring loan terms, covenants and pricing to recommend deals to credit risk management.

Responsibilities

• Independently structure loan terms, covenants and pricing to recommend deals to credit risk management.
• Analyze historical and projected financial statements, tax returns, borrowing base statements, appraisals, loan collateral and other diligence items provided in support of the loan request.
• Identify key borrower and transaction risks, providing mitigants or proposing alternative loan structures where appropriate.
• Prepare concise, well-thought out credit packages for presentation to credit risk management.
• Negotiate legal documents and manage the closing process for portfolio loan transactions.
• Engage with clients and prospects to understand financial profile and discuss credit opportunities.

About You

Required Qualifications:

• Bachelor’s Degree in Accounting, Finance, or business, or an equivalent combination of education, training, and experience.
• Minimum of seven (7) years in structured wealth lending or with large commercial credit solutions.
• Demonstrates strong decision-making skills and ability to balance business development and risk mitigation.

Preferred Qualifications:

• Completion of formal bank credit training program from a well-respected financial institution.
• Experience with underwriting and monitoring specialty industries, such as law firms or medical practices.
• Strong financial analysis skills and ability to create financial models in order to analyze projected cash flows and debt repayment.

Benefits

All regular teammates working 20 hours or more per week are eligible for benefits, including medical, dental, vision, life insurance, disability, tax-preferred savings accounts, and a 401k plan.

About Company

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug-Free Workplace.