Associate Vice President – Liability Portfolio Manager

About the Opportunity

At RAKBANK, we believe in fostering a culture of innovation, growth, and excellence. We are not just a bank – we are a community that thrives on teamwork, cutting-edge solutions, and the highest standards of governance.

Responsibilities

• Support the growth and management of the Retail Liabilities portfolio, including CASA, Fixed Deposits, and Everyday Banking products, to achieve business objectives.
• Monitor portfolio performance against key metrics such as balances, customer acquisition, activation, attrition, and profitability.
• Prepare and maintain periodic portfolio performance reports, management dashboards, and business insights.
• Conduct data analysis to identify customer trends, growth opportunities, and areas requiring performance improvement.
• Support portfolio forecasting, budgeting, and business planning activities to drive sustainable growth.
• Assist in the development, enhancement, and optimization of retail liabilities products and customer propositions.
• Coordinate product launches, pricing updates, change requests, and customer communication initiatives.
• Maintain accurate product documentation and ensure adherence to established product governance frameworks.
• Analyze customer segments and support the design of targeted propositions, campaigns, and engagement strategies.
• Perform pricing and competitor analysis, including market benchmarking and monitoring of industry trends.
• Develop business cases and evaluate the commercial viability, profitability, and customer value of new initiatives and promotions.
• Ensure compliance with regulatory requirements and support the preparation of approval papers, product reviews, policies, and governance-related documentation.

About You

3-5 years in portfolio management / Data analytics / Portfolio Governance

Bachelor's degree or related field, preferred MBA.

Experience in Banking Industry

Eligibility

• Highly analytical and Data driven
• Data analytical tools (SAS/SQL)
• Strong Interpersonal skill
• Excellent communication skills
• AI skills

Benefits

• Competitive, performance-linked compensation.
• Medical coverage for you and your family.
• Comprehensive life insurance.
• Inclusive and diverse workplace culture.
• Career development and fast-track growth opportunities.
• Mentorship from industry experts.