Commercial Portfolio Manager – Biltmore/Phoenix (AZ)

About the Opportunity

At National Bank of Arizona, we’re a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and ongoing employee development. National Bank of Arizona was founded on the premises of building local relationships, priding ourselves on providing clients, shareholders, and employees with the best tools, resources, and opportunities. Our workplace culture is based on inclusivity and collaboration to provide the best environment for customers and employees to thrive. Join us for a job and stay for a career.

Responsibilities

• Responsible for managing and servicing a portfolio of existing loan relationships.
• Expand and build relationships resulting in excellent customer satisfaction.
• Ensure financial statements are spread and analyzed, address industry risks, monitor collateral requirements, loan structuring and pricing, credit analysis, and credit performance.
• Handle reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
• Stay informed of financial and market trends, analyze their effect on the portfolio.
• Assist bankers with new and existing loan requests and special projects.
• Senior level may manage Analysts and Loan Specialists.
• Other duties as assigned.

Qualifications

• Requires a bachelor's degree in Finance, Business, or related field and 2+ years of banking, relationship management, underwriting, credit experience, or related experience.
• Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
• Knowledge of banking products, services, policies, procedures, and regulations.
• Solid credit skills in underwriting, financial modeling, valuations, and adherence to policy.
• Requires customer service, relationship, organizational, analytical, and problem-solving skills.
• Ability to meet deadlines.
• Must have solid communication skills, both verbal and written.
• Knowledge of various software applications including word processing and spreadsheets.
• Local candidates only.

Benefits

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave, and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
• Mental health benefits include coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees.
• Employee Ambassador preferred banking products.