Job Description
Role Overview: The Portfolio Manager supports risk assessment and credit oversight of the loan portfolio, focusing on annual reviews, renewals, covenant compliance, and collections. Collaborating with Relationship Managers, they aim to grow a high-quality, profitable portfolio.
Key Responsibilities
Leading analysis, underwriting, origination, and management of loans within a growing commercial and corporate portfolio.
Applying loan structuring, risk identification, and mitigation skills.
Understanding and implementing the bank’s risk grading and credit policies.
Managing relationships with C&I and CRE borrowers, including client engagement and cross-selling.
Overseeing post-approval due diligence and loan documentation.
Maintaining a targeted portfolio mix, ensuring credit quality and service standards.
Mentoring junior team members and delegating tasks related to loan origination and servicing.
Qualifications & Skills
3-5 years of commercial underwriting and portfolio management experience.
Bachelor’s degree or equivalent work experience.
Strong financial analysis, legal document interpretation, and decision-making skills.
Excellent communication, organizational, and customer service abilities.
Proficiency in Microsoft Office, especially Excel, Word, PowerPoint, and Outlook.