Portfolio Manager Senior

Role Overview The Portfolio Manager – PRO CRE is responsible for preparing detailed credit analyses of non-owner occupied commercial real estate loans to facilitate credit approvals. They possess a thorough understanding of various lending facilities and CRE product types such as retail, office, multi-family, lodging, industrial, and senior living. The role involves monitoring the real estate portfolio through periodic reviews, financial analysis, identifying negative trends, and conducting covenant checks. Key Responsibilities Review rent rolls, operating statements, and financial data to identify trends and issues. Detect portfolio weaknesses and alert relevant stakeholders to deteriorating conditions. Prepare and monitor covenant checks, ensuring compliance with loan agreements and updating systems accordingly. Oversee construction loan progress via inspection reports and borrower projections. Conduct annual reviews and update risk models based on project status and market conditions. Manage upcoming loan maturities and renewals in collaboration with Relationship Managers. Monitor past dues and overdrafts, working to resolve issues. Ensure proper loan coding and documentation updates in loan systems, reflecting project completion and compliance. Attend client and portfolio review meetings as appropriate. Qualifications & Skills Bachelor’s degree in business, accounting, or finance; Master’s preferred. Minimum of 7 years of experience in commercial real estate loan underwriting or related roles. Experience with commercial credit analysis and portfolio management. Proficiency in Microsoft Office suite.